Most, if not all, of that capital is being derived from interest-based instruments i.e. conventional bank deposits which get lent to other intermediaries. 

Should I ask the Complainer to put in writing the nature (voices, music, creaking floors) of the noise they are hearing.I've heard horror stories on bad tenants and have a little experience over the past 4 years.

But hey, I guess if the music is playing...

I'm sure you would never keep an investment in stocks or other instruments if the broker or advisor sent you a monthly bill of $800.  

Then with their degree in music, they enter the workforce at $30kTheir college “experience “ handcuffs them for a lifetime 

Even if that something is creating art or music or story telling. 

If there was an instrument to short individual markets, I would buy puts aggressively and have a small option short on these two.

Posting this to see if any experienced folks have any input, thanks for reading.I am a music composer primarily, and have my own composing business that has been my full time occupation.

Overall I really like having two phones because I can use one to call and one to look up info, or one to run gps and another to control a podcast or audible or music playlist on my car without interrupting my music when it announces the next turn.

Although I haven't yet explored the process of finding a real estate agent due to my lack of familiarity with it, I understand that they can be instrumental in facilitating the process.