It's compiled the old fashion way--extracting the data from sources like the Bureau of Labor Statistics and the Census Bureau

There are also commercial enterprises that will sell you a list: http://njlispendens.com/.When you get (or compile) your list, it helps to have realistic expectations - you aren't the first person to think of this and you'll be the hundredth person to contact most of these distressed homeowners, of which there are fewer and fewer these days...and even less of them with equity.

Bureau of Economic Analysis, the creative economy accounts for 4.2% of the GDP and is valued at $704 billion.

Also, had no idea you were enterprising all while in college too selling. 

If they fail to respond file a complaint with the Consumer Financial Protection Bureau.  

Were we have used TIC's and it was a very common enterprise on the West coast until the states started throwing in Securities issues. 

My grandfather shopped at Sears, my father shopped at K Mart, I shop at Wal Mart, that is the way a Free Enterprise system is suppose to work.

One thing you need to be absolutely confident of is Trust accounting according to the bureau of real estate.  

All they need to prove is that you were told this was happening and you failed to report it, therefore you may find yourself in trouble for hiding or supporting an illegal enterprise.  

You aren't tied to use who you get the preapproval from but all credit pulls for mortgages in a 14-21 day period (depending on the credit bureau) count as a single credit pull and affect your credit as 1 credit pull.