A broad brush can't be swiped over a block by block gentrifying neighborhood.  

Old little granny. got 15 post card mailers...Here is my secret to making amazing deals and beating my competitors with their ugly sticks.When I enter the house.. guess what I do!

Do you really think that the 3 seconds it took you to swipe over your account number with a black magic marker is the highest and best use of your time? 

I just closed on a cash out and was quoted 4.5% as the lowest available.I took a higher rate in exchange for less cash to close, but the highest I was offered was 5.35% Find out what the cost to close is and compare that with the rates and costs of a competitor.

There has a bunch of new members in New Jersey so, depending on what you choose, your competitors might be your friend.  

If the rule stands it will just add work to the process and will likely cull many competitors.

I told her to tell him he was right, one more competitor chased away by a little hard work.  

I also keep it as a wallpaper so I can just swipe to it from main apps. if I have to open it from a small widget I might forget. since I hate procrastinating my note doesn't get long but it is never empty.

The architecture of the A-frame and interior design will set this Airbnb apart from my competitors.

I don't need to report until 10AM each morning, so I can conduct phone business in the AM hours while my competitors are already busy punching their W2 clock. 3.