mother and mother-in-law father and father-in-law brothers sisters former and current brothers-in-law former and current sisters-in-law past and present CPA past and present attorney past and present real estate agent landlord hair dresser manicurist massage therapist workout trainer tailor pool service rep gardener doctor all members of a charity organization you might belong to church members you know anyone you have donated money to—ever co-workers former co-workers former employers current employer current customers of your current job (be sure to first get approval from your supervisor) former customers drinking/social buddies college friends high school friends You can see that the list can go on and on.

<<No 'bitterness' or 'disillusionment' there -- just a valid OFFER of OPPORTUNITY.But I'll tell you what raises my hackles -- the 'fantasy' (first started by gurus, then enhanced by reality TV shows, and unfortunately still propagated by some posters here) that any form of real estate investing can be SIMPLE or EASY.That's like telling some schmo with a typewriter and a mastery of the alphabet that he can create a bestselling novel!

After I got my AA- I went to massage therapy school, got my certificate and went to work in a physical therapy clinic.

I have gained more knowledge about the effectiveness of direct mailing and how to further enhance the response rate.

Or is the property surrounded by massage parlors, liquor stores, and check-cashing places?

In all cases test before you jump in with big pockets...Take advantage of "Open" techniques and letter styles to better enhance your return.

Even the rent is boosted to $2500/month, the return might not be enhanced since the capital input is $100K higher 

Real estate investing is a great goal but if you stay in college there are so many minors or majors to enhance real estate.

I like 10 year fixed debt because you have almost a full average cycle period to decide at what time you want to sell or refi a stabilized asset.I do not believe in massaging debt with 3 to 5 year lower rates just to make a property pencil.I have bank lenders that act like CMBS but are not CMBS so you save on legal costs but they will do in many cases 10 year fixed in the mid 4's at 65% to 70% LTV with a 30 year amortization schedule for retail center properties and 100% non-recourse.

Additionally, that is traditionally how we get into investing properties - we leverage our W-2 income to build a real estate portfolio that inherently enhances the level of income.So, if you were studying something like gender studies, perhaps dropping out was the wise move because you may not be able to leverage that type of education to get a good W-2 job.