Kzoo and Muskegon can - in a way - be thought of as exurbs of GR. 

I think if I could get the property for $20k (lol, fat chance) it would be worth it. 

I have an extremely busy day job now that I am back in healthcare software but I enjoy helping folks as much as I can in my spare time.

It would be difficult to match those numbers anywhere else and scale in the way you can in Detroit. 

Trying to sponge up as much as I can in the next few months because I am determined to get out of renting and into investing as soon as possible in LA.

Rates aren’t terrible, and you can in some cases get up to 35 year amortization, which helps the debt servicing ratios If you want some help feel free to PM me.

If you're not ready to branch out into your own business, then make as much money as you can in your full-time job and move up and save the money--it's a route that can and will bring financial freedom if you stick to saving and making more money!

Look at the HOA rules, but yes you can in most case.

From that money, the company pays nice fat commission to your investment advisor and keeps the rest as their profit.They potentially could invest it in anything else besides annuities.

But your not going to sit over on the flanks of Diamond head looking out at the blue ocean and have this all done for you like you can in the Bay Area..