You have no control over the rate after the ARM is severed.If the property cash flow with a fixed loan, then take that way...it far less risky. 

I’m Nick from Purvis, Mississippi and I’m looking forward to learning as much as I can about real estate investing.I’m a full-time mechanical engineer and a Captain in the Mississippi Army National Guard.

Donate good stuff to Salvation Army. 

I was able to leave Army and now I get a few deals a month now.

I'm now out East, which is far far worse, always a good reminder of why we love the West, and am working on getting back to MT before it, too, has gone the way of the Indian Peaks and the Sierra's. 

My parents purchased this house in 1994 while my father was stationed at an Army base in Colorado Springs.

We have worked with several engineering firms in the past and i have tried to employ an "army of engineers" strategy so that if something crossed their desk hopefully they will think of me if there is not an other developer involved. 

If you are a buyer, best way to get to properties in this town is to have a bird dog army.

Army Corp of Engineers will have jurisdiction over the wetland and will want to know your plans.

Another thing you have to be aware of @Pauline Jones is that a lot of the land in Coachella Valley is Indian lease land.