I realize that someone could use both at different times, and it's dependent upon the listing price and condition of the house...but of these two, which do you use more often:1) Start with your lowest offer (maybe labeling it as highest and best), and then just move on if the bank doesn't respond, or counters too high (or submit the offer again in a month if the house is still on the market).2) Start with an offer at or close to the listing price and then submit a bunch of estimates and inspection reports in the hopes that the bank will come way down during the inspection period.I have only been using Method 1 so far, because I don't want to waste money on an inspection if the bank won't negotiate later.

Commercial mortgages labeled as “non-accrual†more than doubled in the second quarter from a year earlier, to $27.76 billion, according to Real Estate Econometrics.

So if you've already rejected her and labeled her as crazy, why worry about a showing?  

Be careful of your screening practices "hooligan" is not a protected class but the people you label as hooligans may be.  

Ignoring the nuances (that I know we both well understand), does that label terminology resonate with you?

My old lender got bought out and the new lender paid property taxes for one property that they weren't escrow ingredients for.

If the IRS determines that your intent all along was to sell, they will label you a dealer (at least for that transaction), and the property will be considered inventory, not an investment.

Good call on building in leasing commissions.I need to check on what's standard there.Right, I don't want to fully value based on proforma.If I need to get it there, I don't want to give it away on the buy.I usually am more concerned with CoC.My use of cap rate was a way to normalize the offers.In my head, based on price, I have some different lending options available.And at a certain point I run out of cash, and need to find alternatives.My exit cap is more of a stabilized cap since I plan to hold long-term (I've labeled them above as "cap once fully leased").I feel like if I went in at the $1M price to appease the DSCR 1.25 requirement, I wouldn't even be close on price (based on current cap rates, $/SF, and upside on leasing that much vacancy).

Those that lie to sellers, use BS escape clauses, and walk along to their next victim are indeed a PUBLIC NUISANCE as @Bill Gulley labeled them.I often write my offers as assignable.

But alas I do not know the ingredients to the secret sauce for success!