The CUP process includes:complete Applicationapplication Fee (non-refundable)the city notifies those within 200’ of your application, publishes in the local newspaper and posts a sign on the subject tractPlanning & Zoning hearing for recommendation and City Council hearing for ultimate decision Per state & local statute, if 20% of property owners within 200' oppose the application a super majority vote is required by the Planning & Zoning Commission (6 out of 7) and City Council (4 out of 5) for approval. ​

Once you have a full report you can run a few simulators like "rapid rescore", "Wayfinder" or "Credit Wizard" these are all tools most banks and lenders use to help a borrower see what can be paid down or off to get a specific score.You also have options to inquire about "Pay for delete" collections and check you statute of limitations on collections based on the state. 

Your stat laws will govern...typically there two reasons why you can’t get title insurance for a tax sale property;1) there is a statutory redemption period in which the previous owner can redeem2) there is a statutory period of time, usually 1-5 years (4 years here in FL) where the tax sale can be challenged as improper....lack of proper notices, not notified timely, etc.Typically it takes a Quiet Title action to eliminate #2.Any real estate attorney should be able to tell you what your state statute is.Some people will take the risk, purchase without title insurance, that’s up to you.

Lastly, know the state statutes for fair housing and landlord/tenant like the back of your hand

Under federal law, class action claims are subject to a two year statute of limitations.

I didn't read the CA statutes.

It being month to month makes it easy, the NJ anti-eviction statute does not apply in owner occupied <4U.

Congress recently changed the 7702 statutes to allow for a 2% actuarial growth rate.

These would then be checked with a thermometer to make sure theyre at or below 125.Wisconsin State Plumbing Code"SPS 382.40(5) - 5/10/07Manufacturers are required, by statute, to be set water heaters at 125 degrees Fahrenheit when they are sold for individual use in a dwelling unit in Wisconsin.

If these companies have been accepting payments from someone other than the original borrower (you) vs. your entity for an extended period of time, some form of a statute of limitations might exist preventing them from calling the note.