LLC's for rentals

[Devang Patel]

I live in NJ and have four rental units. I want to protect myself from the risk of lawsuits against all of my personal assets. I have read that in order to protect your personal assets, you should place your real estate holdings into an LLC. This is confusing me a bit as I believe all mortgages these days have a "due on sale" clause as well as banks wanting the home to remain recourse to the borrower. Also, banks do not lend to LLC's directly. So how is it even possible to move your homes under an LLC for protection?