I have been supplementing my unstable commission based income with mechanical side work and snowplowing.

@Thomas S and @ Amy Beth :Find another job better suited to investing or a parttime job to supplement current.I would opt for the later here because again, lenders like to see longevity so perhaps keep current job just supplement it, especially if you have time with currently working only 30 hours a week.Good luck.Keep that hustle and that hunger, and at the same time, celebrate your wins, you are doing great and an inspiration.Great topic.I learned a lot from this and good to see that I am not alone and also nice to know that the strategies I am using currently are in part what has been suggested here: Refi then do a HELOC.I could have gone with a cash out Refi, but I needed more than what the cashout Refi was going to allow me.Good luck @ Nicholas Weckstein.

A house hack does not necessarily mean you are cash flowing while living in the property rather than supplementing your mortgage substantially.

Supplement cost of owning a home through some rental revenue.

It may not give you a supplemental income, but since you are young and you don't really need the income right now, this could be a great long term investment.

Patrick, there are basically two types here, those that make their living from real estate activities and those that supplement their income.Not necessairly an active/passive position.

My income and expenses are such that with effort I would only need to supplement my income by a few hundred dollars per month in order to reach my goal.

I am looking to acquire rentals to supplement retirement income in about 8 years Honestly -- I'm not that old.

I am looking to acquire rentals to supplement retirement income in about 8 years Honestly -- I'm not that old.

C - already lower household income usually 40k/yr, higher crime, mixed bag of high school and college education. renter density in suburban areas generally higher in the 20%+D - warzone, high crime, sect 8 mostly living on govt programs and supplementing income via not so legit ways (read meth houses, etc).