In all seriousness, there should be some wash out during the course of your build. 

I’ve seen many people get creative offering many projects like car washes, propane, u haul rentals, food, etc.

What other choice do they have if they want to remain solvent? 

If you have a back to back turn around, how can you do in house laundry with 2 - 4 loads of wash and dry and fold in the 4 hours between check ins.

Cheap quick and easy: trim trees, mulch around base of trees (mulch is $2/bag at lowes right now), remove window bars, pressure wash, add some landscaping to front flowerbeds (I typically do rocks w/ flowering plants, lots of people do mulch there too) and remove the bushes, and possibly add some landscape blocks around the front flowerbed areasIs this a flip or a rental?

Premium increases are necessary to recoup some of their losses and remain solvent. 

I'm just now drawing all the strings back together and refocusing for 2015. 2014 was a wash...made money, increased my portfolio, but could have made MORE if I stayed focused.I generally have only been thinking 1 year a time...but It's time I come up with at least a 3 year plan.

I found a commercial land which is sitting beside Kroger, publix, dunkin donut, car wash. if i buy the land, i ll not have much money to invest on any other things related to that. so I am wondering how can i make money with that commercial land.

The condo association must be solvent and warrantable, meaning they must have good books, cash reserves and also be under the threshold of owner occupied vs investor owned units.

I wouldn't say it's working terribly well, but the wine tends to keep a lot of the bad numbers washed down - ever since I (mostly) quit beer about 8 or 9 years ago, all of my bloodwork numbers have improved every year even if my weight increased.