This was also confirmed when I went there to submit the required documents, but they couldn't give me a proper timeline on when it would happen claiming that they were backed up. 

One particular point can not be over emphasized; even if someone has and is willing to invest the capital in attempting to build or scale their business or investments, they still May fail if they do not possess or can not evaluate those who CLAIM to possess the necessary expertise required for scaling. 

The podcast also talked about insurance claim re-housing where families lose their homes to a tragedy and get replaced through their insurance.

The cost of renewing an LLC or changing the title is absurdly cheap unless you have one of those law firms that advertise a lot and have a huge advertising department and claim to have a secret sauce that guarantees protection. 

Well, my therapist friends claim that the latter is not too far from reality. 4.

Title might be confusing, I'm asking for help or input on what other people have found success doing, not claiming to have any sort of sound strategy myself!!

You could set up one LLC to own your 4 rental properties and quit-claim deed them over and that would be the maximum I'd do with respect to LLC formation.

That would be like claiming people should ignore speed limit signs because they don't advertise the road, traffic or weather conditions.

It protects property owners from potential claims or liens that could be placed on their property if the contractor fails to pay subcontractors, laborers, or suppliers.

Because they claim that every host is verified with photo ID as well as an SSN - those might complicate a "transfer".