I would start by finding areas you actually WANT to live and go from there.Picking a place to call home simply because it has a real estate market that you feel will fit your goals is a great way to end up miserable. 

Sri,Are you a General Contractor/Builder or are you simply looking for financing to build a 2-4 unit?

They simply sleep on issues.

If not, then the path of least resistance is to simply adjust your vision so it fits better into the lot, as-is. :) A zoning change can take up to 6 months, approval isn't guaranteed (despite Aldermanic support), and potentially cost a lot of money (architectural site / floor plans & dimensioned elevations, zoning attorney, holding costs, etc.) 

If this is simply you not wanting to accept partial payments and the rent is current, stop accepting it - and send a Lease Violation/Notice of Quit for Non-Payment of Rent - and force the full rent to be paid per the lease or start eviction.  

. $800k/annually less 38% taxes= $496,000 annually=$41k/mo.I was simply answering what it would take to yield $40k in cash flow monthly, that is all.To answer your other questions, I don't know what you're buying with $1M that produces gross $30k/mo.

Also, what if I hold financing in my personal name on some of these properties and I have simply moved them to the LLC for additional libiliaty protection where as I have to move them in and out of the LLC when I refinance?

Simply covering the mask as sales pushers. 

Social media profiles, how many properties people have owned, and what they accomplished were simply lies to get people to invest with them or get new people to raise money for them.

I wouldn't mind jumping a quick call for questions or if you simply want a demo of how I have it set up and how easy its been!