I sent him a list of my questions ahead of time which really seemed productive to me.

Getting to the point of why I am here - It seems I have the ability to open an HSA at any bank that offers them, then do a rollover from Optum for $20.

These days seems like most wholesalers take the profit so you don't have to.There are great HML around. 

This was a fairly large PM company and they seem to trust the tool over rentometer or zillow.Does anyone here have any experience with rentrange and is it that much more accurate then rentometer? 

Down payment funds may seem tricky to those who get lured in by the countless con artists on social media selling the notion 100% financing using other people's money is easy.

It seems like finding a better Property Manager is the step that needs to happen, and as one myself in MA, you just have to try again.  

We just purchased our first fix and flip, we used a hard money loan, interest is high but when you're in the property for 6 months or less it seemed doable to us.

I’ve isolated these three markets as they’re all within driving distance from my home and seem to fit my budget of $100K-$200K for purchase price.

It seems more your fault for choosing the "lying" contractors from the tenants point of view, if you ask them to pay up, I'm sure they would.

Will talk with them to verify, but im looking at rates currently from under 5% to about 5.5%.. seems even with their largest LOC its over 6% based on current sofr.