Try to “buy” a discounted rate with a chunk of cash up front?

Our bank will let us use equity that exceeds 25% across multiple properties that are either owned free and clear or where they hold the first so long as the deal still cash flows with however much cash is brought to the table.

Sometimes letting them do their thing can save so much time and stress!

I'd been working and saving for many years, however, did not feel it was enough.

If you have $100k saved up, maybe you can afford to try out a well-vetted coach. 

Cash-flow is for "keeping the lights on" as in covering operational expenses to defend against any need for additional capital investment. 

I would encourage house hacking, you won't be cash flowing but it helps you save while you get your foot in the door with low DP.

Thanks for saving me from getting scammed.

While I do not have an official W-2 currently, I do have a steady income, great credit, and have money saved as well from working since I was 13 years old.I relate to Ian Kay in his journey but also am very determined to make my goals/dreams a reality this year by July 2025.

Is saving the fee a PM charges worth the potential thousands in cost and headaches?