They claim they are religious (he is a youth pastor) and don’t smoke (but they look like the do) and image wise are tatted from head to toe and don’t come off like they say. 

Then you have to fit to your life style.5. 

That means more expensive and less profitable and, personally, I wouldn't invest there because of the sargassum issue but you might care less about it because of the lifestyle component in your case.4.

Business is customizeable to who you want to be and the lifestyle you want to live. 

I can handle some college shenanigans, but I'd also love to hear some horror stories if anyone has one.I would highly recommend screening very thoroughly and asking questions to see what they're lifestyle is like, theres no need to only get college kids either. 

This is your lifestyle phase.3.

Decide why you are investing, create some goals around that, then plan a strategy to hit those goals and milestones along the way. consider you time, energy and capital you have and each of those lifestyle dimensions.

This could limit your ability to refinance in the future to lower your payments.Rental Viability: Renting out a very new home (built in 2019) may not be ideal due to potential wear and tear concerns and the fact that it's less likely to need significant repairs or updates that tenants often expect.Local Market Considerations: Chicago's property market is known for high property taxes and historically slower appreciation compared to other markets.Financial Necessity: If you don't have a strong financial or personal reason to move, such as proximity to work, family, or lifestyle changes, it may not justify the hassle and costs of buying a new primary home.I am a loan officer so feel free to reach out to me directly if you have any other questions or would just like to discuss!

For me cash flow is very ATTRACTIVE, BUT, it has to be relative to risk; relative to my lifestyle considerations, and relative to equity movement.  

this is why investors should try to achieve paid for real estate  small number of grade b or A homes leads to the lifestyle pretty much everyone on BP wants.. no work and cash flow :)  Good job Bill