Price fair, don't get greedy, play the long game.

Additionally, Airbnb income during this period could generate steady cash flow, though market conditions and regulatory risks should be considered.

Can you elaborate more on the cash-out refinance?

I don't agree with your assessment on Tertiary markets as it relates to appreciation and cash flow.while some can be OK.. many of those markets are stagnate and those renting are certainly living month to month.. harder to find labor etc.

We have cash in available however I'm seeing that when applying for a HML you need proof of liquidity.

Tampa can work, but yes, taxes and insurance are higher and might keep cash flow tight.

A grand negative cash flow is not the issue.

@Nate WilliamsWith one income, two kids, and limited cash flow, minimizing risk is key.

I want $140k cash flow a year!

Any amount you purchase less than you sell, or any amount of cash you take out is considered to be profit.