Consolidation will just do a weighted average of your loans where refinancing you should be able to get a lower interest rate.

I'm determined to become successful and financially free, but feel as though if I keep hanging out with him it'll be like an anchor or at least extra weight that'll slow me down on the path I want to take in life.

That's the weighted interest rate of all your debt on that property if you take out a $300k 2nd at 7%.

Weight out the options with money today versus money tomorrow.

A QCD is a light-weight way to change ownership without doing a full title investigation.  

They are worth their weight in gold.

Bigger houses will have a streaming bluray and HDTV, outdoor entertainment like a fire ring or horse shoe pit, indoor entertainment like a poker table electronic darts free weights kegorator.

Here is a part of the letter, I sent to the seller:The home inspection was completed on September 29th (please see attached) and the following issues were pointed out: 1.The wooden floor frame in the middle unit is deteriorating due to either prior water leak in the bathroom or due to moisture infiltration through the walls and foundation.2.There is evidence of significant settlement under the middle unit bathroom and north closet.3.The settlement of the floor and walls has also resulted in settlement of the roof frame above this area, ceiling shows cracks.4.There is an obvious depression on the roof – water is ponding on the roof above the middle unit, which adds excessive weight on the roof and potential for leaks.5.Asbestos containing material has been found.6.The current bedroom heat installations in the north and south units pose a safety hazard from carbon monoxide, fire and oxygen depletion.7.An electrician performing upgrades did not use ‘arc fault breakers’ in the north and south unit breaker panels, which is required by the national electrical code.8.Upgrades to the electrical system, promised by a real estate agent, have not been completed yet.

I am an electrician by trade and own a 1916 home myself so the commonly frightening buzzwords such as "knob and tube", "plaster walls", and "asbestos tiles" don't carry quite the same weight with me but it will be nice to have someone who is as objective as possible.If you feel comfortable answering, could you share what you budget for repairs on these older properties?

One condo association I own a rental at has a different angle the dog policy (max weight and number of dogs rather than breed) that I realize now could achieve the same end without getting too far into the restricted breeds lists and some of those issues (like mixed breeds, ones not named, checking pedigrees, etc, etc).