@Sammy Patel I get what you are trying to analyze.

@Neil PatelI would only use HML as a last resort.  

Thanks for the response @Arpan Patel. I

Thanks a lot Upen Patel! I

@Upen Patel is a good guy.

Again, if you really want it to be efficient, go with Upen Patel.  I

Thank you @Ash Patel I will check out their setup, I go to northern KY a couple of times a year for a client up there, looks like it's time to take him to lunch. 

@Raj Patel  I thought that was you.

@Upen Patel I know this is a long shot but how about this for @David Healey could he name his unit in the triplex as his secondary residence so he can purchase the new property as a primary residence. 

@Bill Pate These are fantastic.