The report I received was labeled as a FICO 4. 

Your vision and desire to even dream of doing a project this big, your resourcefulness to put all the pieces together, the ability to sell your idea and yourself, your honesty & integrity with everyone involved, your willingness to pay off your debts and make the hard sacrifices and your humility to share your experience are the ingredients of  super sucessful entrepreneurs.The things you've learned from this experience will help you for the rest of your life.

A field overwrites and hides its label.

It seems rather  presumptuous to label me as " one of those people" who make a mistake and then "run to Bigger Pockets".  

@Lee Ribeiro the key ingredient to receiving a conforming cash out loan is you. 

I get a lot of newbies asking me what are the key ingredients in being successful in the real estate industry.

Percent of single family home sales in Manhattan is about 1% of all sales so despite being labelled New York, it doesn't cover Manhattan at all. 

No need to label yourself a "co-borrower" when you really are still the primary borrower.

First of all, it is Hemp, (not Cannabis), Hemp does not have the psycho-active ingredients that get you 'high'.   

Stamp = 50 CentsEnvelope = 4.1 CentsPaper = 1.2 CentsStickers = 1 CentAddress Labels (2) 2 Cents = 4 Cents per letterInk = ???