Explain your situation and see if there are payment plans or hardship programs available.The BiggerPockets forums have threads on tax liens and foreclosure prevention: https://www.biggerpockets.com/forums/41/topics/766025-surplus-funds-unpaid-taxes-in-foreclosure-saleAn experienced real estate attorney can advise you on your legal rights and explore potential solutions.Have you spoken with your local tax authority yet?

I agree that working with people is easier and more cost effective than the alternative.As I read this, I'm considering creating a Cash For Keys written program that I can give my tenants at lease signing to remind them to come to me rather than just stop paying. 

The government will pay on time all the time once it is set up completely.

Big Banks like Wells Fargo, BOA, Citi, US Bank, and Chase utilize lending programs aimed to service large swaths of depositors.

However, non-government employers on average last less than 20 years.

Then in 2020 it turned out cashflow wasn’t guaranteed, the government could burn your cashflow to the ground and you could lose everything.

Find one with flexible pricing options, no long term monthly commitments and affiliate referral program.

I just do not understand the need to add "benefits" to the programs  that are just not real. 

I'd rather be slow but accurate rather than fast and inaccurate.”This is in violation of Ohio Statutory Law governing the management of residential real estate properties.

The first thing here would be the regulations and laws governing acquiring properties, managing properties and selling properties.