And people are fast to panic, to turn on others, to talk smack.

On insurance side of things, there is a lot of variables.

I never choose anything based on price.

I do a lot of boots on the ground stuff for different clients of mine who might need stuff like leasing, walkthroughs, contractor recommendations, but want to be more hands on with the managing of the property.  

Here’s an example of what I've used if they don't qualify based on what's on application. 

It may or may not show on a credit report, depends on the servicing and you should have the loan serviced.Failure to include the debt on a future loan application is mortgage fraud, wanna go to jail?

Staff often seemed to focus on one requirement at a time, and only moving on to others as each was taken care of, instead of starting them all at the same time.

Check out Whit B. on Bigger Pockets posts.

Yes, definitely open up a HELOC even if you don't plan on using it.

I've personally done just about every rehab scenario, properties I've lived in, properties bought as investments and even properties bought at auction.You've gotten good advice from folks on this list.