If they can and are willing to provide ACCEPTABLE proof of their hardship, we may give then a few extra days (not weeks) at a step in the process.There is some merit to Jeff's claim that he is doing the work of 5 people - but, it won't take 90 days to go through everything.

So I did not pay extra for it, but chose it anyway over other places.

What your describing is built into the YSP, not extra points out of your pocket.

It may take 2-3 extra months, but the rent is still coming in.

Then she still only makes 2% extra for taking the risk of you not paying versus a bank.

If your average heating bill is $150, you may not collect enough in the winter months when the bill reaches $225 but you'll collect extra in the summer when it drops to $65.

Yes buying distressed property is a good way to get extra profit.  

One extra month of vacancy for the MTR could erase the surplus.

Many of them treat the home as their own and stay long term.Multi's are nice because they generally produce more cash flow, but do require some extra attention.

Three Months ago, low to mid 6's were available.Rates are going to continually fluctuate but if you have a way to earn 10+% on your capital, the TIME you are not using it is going to cost you way more than the extra .5% per year will.You are walking over dollars to save pennies if you are waiting for the perfect rate, half of the people who held out on getting mid 6's were waiting for high 5's.