On paper some of these buildings had amazing metrics, excellent cash on cash returns, cap rates, etc, but when I looked at the buildings I found the neighborhoods were rough, there was poor management in place, there was lots of deferred maintenance to address.

Others are responsible with their budget and can stretch a dollar.If they are excellent renters, I would offer them the option to renew and let them make the choice.

Unless the seller has to be immediately out of the mortgage I see sub-to as an excellent cost reduction strategy. just reading between the lines.. but if the bank says they will take 91k for it sounds like the mortgage is in default so a sub to might not be possible.

My current goal is to transform my professional Excel budgeting tools into an AI-powered app to streamline day-to-day property management, particularly for financial operations.

The interest rate is 2.375% so I am having a hard time letting go of the excellent rate.My question is: To scale from here, should I sell it and buy a fourplex as a house hack? 

“it is VERY hard to screw up when buying i.e. a duplex in good condition in a desirable neighborhood and either self-manages or hire a quality PM to manage.”excellent point 

Stay focused on providing excellent guest experience and you will stay higher in bookings and revenue. 

have an excellent day all!!

We are now starting to renovate the property and I am sure we will have some excellent experiences/learnings with this phase as well!

Here's a rough copy of the excel.