Quote from @Chris Brewer: View report*This link comes directly from our calculators, based on information input by the member who posted.Hey @Chris Brewer, welcome to the BP Forum!

I assume you currently have a residential mortgage that does not have a pre-payment penalty.

Here are the details:A friend wants to sell us their house that currently has a VA loan mortgage.

St Cloud MN Duplex, list/purchase price $259,900market rents $1,610 per unit BUT yes, if one really wanted to sec8 income standards are $1,957 per unit so one could go that direction if wanted be.

Either way, could always have the plumbers plumb the system to make it easy to put each unit on its own meter in future (so long as it’s not crazy expensive).Unit Configurations Below for Reference:x2 2 bed 2 bath, 800 sq ftx1 2 bed 1 bath, 1,000 sq ftx1 3 bed 3 bath, 2,000 sq ft

We currently have six rental units (single and multi family) and one flip under our belt.

What would be the best answer for this question below?

You take out those utilities from the S8 voucher rent and the resulting NET rent is often BELOW market rents.Ask more questions to protect yourself from being taken advantage of. 

@Chris Clarkson, having a partner can complicate things for sure if you're not united on direction. 

I currently own 5 properties, but am looking to pick up another 2-3 this year, so scalability is important for me.