There are some great suggestions here on down payment, interest rate, servicing, and underwriting the borrower.  

The market has shifted a lot in the last two years with rising interest rates, changing rental demand, and shifting economic conditions.

Elite’s rates are a little higher but they sound MUCH more flexible.

This for us is preferred over seller financed deals as we can do 65% LTV, 800 credit with someone who has net work 2x+ loan and get double digit rates. 3.

It’s not necessarily more difficult than market-rate rentals, just different.If you’re seriously considering this route, feel free to reach out.

Real estate investing wasn't on my radar - my focus is business acquisition, but once I encountered the Subto community and saw for myself how much they were willing to extend to me for free, I had complete confidence in making the investment.Peace of mind with such an investment does not come cheap for me... 

With overall cooling rents, high mortgage rates, and chaos in Washington, I'm definitely being careful about what I buy this year.

My basic underwriting making some standard assumptions on HOA expenses, 20% down, 7% interest rate, 30 year mortgage, utilities, supplies, and maintenance costs shows a loss of about $22k per year if you are self managing.

This is to get your tax deduction at a higher tax rate.  

There will be multiple markets you can achieve a 7.5% cap rate especially if you're buying with cash.