It's a Real Estate Education program.

Programs that market themselves as shortcuts often cannot replace the depth of understanding that comes from study, experience, and engagement with the legal framework surrounding real estate.Consider taking time to familiarize yourself with local laws and regulations.

Hi Rae,I know programs for 10% down for first timers but 0% down would be pretty difficult.

Most bank statement programs will follow Fannie guidelines.Cheers!

Which S8 "guru" program did you drink their kool-aid?

One unit is occupied by a low-income senior not on the Housing Choice Voucher program and paying well below market rent.

Have you had any experience working with Section 8 tenants/programs?  

Now I have seen a situation where there was a pre-2016 build, but the previous owner pulled permit to install a pool and a new Certificate of Occupancy was issued after 2016. 

Hi Dustin, There are DSCR loan programs for investors that go up to 85% financing on a 1-4 unit property. 

Key Steps Before ProceedingContact the Loan Servicer: They will guide you through the assumption process and confirm whether an entity can participate.Consult an Attorney: If you’re considering title transfers or joint ventures, an attorney familiar with VA loans can help you navigate potential risks.Understand Due-On-Sale Clauses: Ensure any post-assumption changes comply with the loan terms to avoid triggering repayment demands.Final ThoughtsVA loans are a unique and valuable financing tool, but the program’s focus on personal borrowers makes entity-based assumptions unlikely.