I was actually considering doing a shorter mortgage term to gain equity on the property faster.

Assume that you're sitting on:$200,000 in suspended passive losses$150,000 in business losses$100,000 in expiring NOLsThe Magic Transformation:That $500,000 of "painful" ordinary income becomes your strategic advantage:Absorbs all $450,000 of those otherwise-stranded lossesLeaves you with just $50,000 net ordinary incomeMeanwhile, your §1250 gain still gets preferential rates:$581,820 at 25% max (unrecaptured §1250)$700,000 at 20% max (capital gain)The Plot Twist:What looked like a tax nightmare actually solved multiple problems.

Or is that actual so you have the ability to add more to the bottom line? 

It's a hobby for maybe 80% of the people who say they are wholesalers, and maybe 10% of the wholesalers in SA or any big city actually have a business. 

I have a property in NE phila and bensalem is actually walkable, whereas SW philly can be over 1hr away

I did it to get an answer, I didn't think I was actually going to be invited onto the podcast though. 

We'd definitely do another similar property if the opportunity arises.Before (actual website / listing photo):After:

Sounds kind of like buyer's remorse as much as the actual noise.

We cap the rate for utilities and actually added about 10% above our normal average this past year due to rising utility costs in our area for gas and propane.  

In this case, would he actually need to pay any money for the down payment, or does it basically cancel out in the debit/credit line items?