In my state for example I have disabled vet plates which would allow me to be able to park in handicap spaces but I don’t ever park I those spaces because I am able bodied.

It qualifies to make your property handicap accessible.  

You could give a list of must haves: Texas, 16+ units, cash flowing, and then give another list of things that are second tier items that you would like to see: close to hospitals, community amenities such as pool, on site laundry, handicap units, etc..

I know you can't discriminate against race, religion, sex, handicap, LGBT, emotional support and service animals, now they are adding co-signers, lol. 

Hi Rich,Enough Parking space (possibly regulated per code)Enough Amperage on the utility feed to support extra unitsEnough water pressure for extra unitsAny code "extras" required for over 5 units (fire extinguishers, etc...)Any loss of Grandfathered code violations from new construction (ie must rewire whole building up to modern standards, must add handicapped access, etc...)Any difference in property tax rates for over 5 unitsThat's a few just off of the top of my head.Good Luck!

I got a house under contract and its handicap ready. 

One lady, I almost sold the house to was handicapped and wanted to buy it for $60,000.

New interior/exterior paint, countertops, cabinets, backsplash, sink and flooring, vanities and handicap shower.

Or does it handicap you from thinking about creative strategies like commercial loans, owner finance, private/hard money, etc.?

That is a handicap caused by emotions and will only interfere with business decisions.