And, in spite of what you read on this board, owner occupancy has almost nothing to do with the business purpose.

Regardless I'm still motivated and just looking for some type of confirmation that investing is still a good idea in spite of the recession, thank you.

I'm getting pretty darn close to the 1% rule with my new multifamily build, and this area has been continuing to have great appreciation for the past several years and in spite of the pandemic. 

Yes they could refuse and in spite not pay rent until the eviction moratorium has been lifted.I am currently in the process of issuing a 30 day notice, conduct a rehab, put a new tenant in there and refinance the property.

Assuming competence all around, generally loan officers are completely indifferent to who the SSP is, but when that assumption fails we get very picky.4) No yelling at me if, in spite of all that, stupid frustrating things are introduced into the transaction.

However in spite of the higher up investment, we have seen steady appreciation, low turnover, nearly always rent quickly and overall have been happy with our investments and their returns. 

That's what you'd end up paying in points to get the vanilla owner occ 20% down SFR high FICO, etc, rate out of that particular bank (the "Jesus walking on water" type scenario everyone advertises their rate for), in spite of these specific loan characteristics ("NOO" stands for non owner occupied, ie a rental). 

Or would I get more bang for my buck marketing it on Airbnb, VRBO, etc, in spite of needing the short term rental permit and hotel tax and so forth?

I have tenants which I need to have evicted from a single family home.Things were going well almost two years but they stopped responding the past two months in spite of several notices.Should have had them evicted by attorney long ago but I’m about to start that process now.Anywho, I’m beyond annoyed that these jerks don’t have the decency to respond to me especially after I’ve given them a good place to live that is clean, safe and I’ve promptly addressed any issues they ever had (very few).I know they are still there and that I cannot cut the water or electricity.I don’t care if it costs me money I don’t want these low lives enjoying my property any longer.

In spite, I have been paying it down at the minimum ever since because I sure as heck didn't want that A hole having that money.