@Casey AdamsReach out to @John Mocker and try an independent broker to get a couple different P&C options your pain is universal lots of losses for carriers and someone has to pay 

I was in the Army two days after high school graduation to deal with the fall of Yugoslavia, then became a postal carrier, a baker in a doughnut shop, a coffee distributor, a motorcycle mechanic, and the list goes on.

Even if you or the Investor is licensed, does the insurance carrier associated with the License approve of this remote arrangement where neither of you are capable of being physically on site without a minimum of a 2 hour drive?

However I would reach out to the carrier to see how they could affect the policy since we don't know the specifics of your policy. 

Regardless of the entity (individual or corp) owning the building, it will most likely be placed with a commercial insurance carrier due to the hair salon.

A lot of these newer carriers hit the market with low premiums, they then have very little capital to pay claims when catastrophy hits and they end up crashing and burning or renewing at 200% the first year. 

Unable to find coverage.

Unable to find coverage.

It's usually best to frame claims in a way that captures the attention of an insurance carrier.

Our insurance carrier hired an attorney and we've been working carefully with them.