Steadily Quote info

[Craig McCarty]

Hello all!  I have been hearing/seeing ads for Steadily and I was curious so I went online to get a quote.  Little background, I was an insurance contractor for 15 years and have been a licensed adjuster since 2019.  The quote was a barebones with a 2% wind/hail deductible.  The house is in hail alley in northeast CO.  I have a new cat 4 roof that was installed this past fall for $9500.  Steadily valued the home at $415,000 which means my hail deductible is $8300!!!  Not worth saving $300/year for minimal coverages across board.  I would ask anyone who is getting insurance quotes to actually talk to a broker and have them explain things.  I have been on so many claims in Texas/Louisiana recently that folks end up getting a $1200 check for a $15000 roof!  Not a comfortable conversation to have with an insured.   Buyer beware!  This is the same thing State Farm is doing except they have some policies that have up to a 5%  wind/hail deductible.