Banks A, B, and C will have to have the same guidelines. 

I believe it to be a little Southern California hidden treasure for cashflow, mainly class C but if you know what you are doing its a really good option to invest locally in CA with decent returns.

It's mostly Class A properties, a few Class B.You may find the below copy & paste info useful in addressing your question:----------------------------------------------------------------------------------Recommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.Property Class will typically dictate the Class of tenant you get, which greatly IMPACTS rental income stability and property maintenance/damage by tenants.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a property in Class D area to Class A standards, what quality of tenant will you get?

Yes, I have documented all of these things and even have video of this woman agressively accusing me of lying and telling me that she heard I was really something.

I love Louis Brown, I love William Bronchick JDI've got about $5000 in their coursesVena Jones Cox has awesome videos on illegal wholesaling in OhioEducators, good ones, that have done 100s of deals are worth coaching fees, if they give you support over a 10 mo period, and do not do deal splits, just a fee for training and ongoing support@Dev Horn

I plan to cover multifamily in future videos/streams on my yt channel so you can look for info there as well in the near future (Brady_Morgan).

Someone posted this video link in another thread...pretty good at explaining...Youtube Hard Money Lender

-----------------------------------------------------------------------------------------------------------Recommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.Property Class will typically dictate the Class of tenant you get, which greatly IMPACTS rental income stability and property maintenance/damage by tenants.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a property in Class D area to Class A standards, what quality of tenant will you get?

I find these to appreciate better than your typical LTR here which are usually in C/D class neighborhoods.I tend to look at each Real Estate opportunity as what its highest and best opportunity is. 

Learning how to use the correct tools and materials for a job, YouTube videos and even ChatGPT will help you get through 80% of the problems you will run into.My rule was I would not mess with HVAC, plumbing and electrical Or if it would take more than a few hours.