I’m not sure if I will use it on my rentals but I’ll definitely take advantage of this option to decrease my personal housing payments over time, which puts more cash in my pocket each month.One thing my lender told me at the time was that while every Fannie/Freddie loan can take advantage of this, not all lenders or services will support the option, precisely because of the fact that they make more money via refinancing.

Precisely why it was easy for people to walk away from their ridiculous loans back in '08-'09... they had no risk, nothing to lose, and that risk shifted to the lender. 

Mike Cumbie - Precisely. 

Easy to say, impossible to do accurately, precisely, and reliably, but it is what makes all of us money.

Whether I truly understand the exp "model" or not, this statement is precisely the reason I despise MLM companies.

@Adam Zach I’m not an engineer but I am a machinist and gunsmith yup those are thingsAssociates in cnc machining, associates in precision manual machining and associates in gunsmithing.

The reason that this recession will be so nasty is precisely because COVID-19 unemployment is disproportionately targeting those that are already in lower to middle income brackets and entrepreneurs, and has a much lower impact on high earning w-2 knowledge workers.Will prices go down in Tech driven markets? 

Modeling tax items is very difficult to do precisely.

To be more precise, ROI, calculated as (gain from investment - cost of investment) / (cost of investment) does not go down with time, unless you generate losses over the years.

Also, I think this could be more precise than my list.