My broker said all I needed to do to get more options for a loan was to have swiped another one of my cards at least once in the past couple of months.

Depending upon which OTA's you are using, you can do your own research among you local competitors and adjust your rates accordingly.    

We may be competitors in some respects, but I wanted to jump in and recognize you guys for the good stuff you are doing with your props and the way you are managing.  

. - are you noticing less competitors on the buy side from other local rehabbers?

It was overpriced at the list price of $120k, so many of my competitors probably ignored it.

Or even a guarantee along the lines of having them match a major competitors bid for work after the fact to prevent them from gouging you? 

Being in construction, you are more qualified to self rehab or self what ever the value add is than most of your competitors that will have to hire out much of the work.  

That creates lots of competitors and multiple bids. 

I told her to tell him he was right, one more competitor chased away by a little hard work.  

I strongly suggest the following:Complete your profile and upload a face pix such that you'd be recognizable in person.You are asking some pretty granular questions for a site populated by 80-90%+ starters.This being said, what you are describing are offline>online>offline strategies.Sending highly targeted direct response mail pieces, even PURL (personalized URL's) now has the challenge of keeping the prospect engaged during conversion and the high possibility of them beginning to search other site of competitors, now that you got them to go online.