Eventually I'll be able to get an unsecured card!

Sorry; they left the front door unlocked and while the place was unsecured all remaining items were stolen.Although your tenants have TOLD you to use the security deposit for damages (and did they pay rent this month?)

A simple theft of some unsecured flags would be a misdemeanor offense in most cases.  

And also a side note, if you hold the shop together is it the best option for a minimum wage income who has big back for saving every pay check to use an unsecured  he loan if he starts 2 years after the fact?

I'm also learning cash or unsecured loans are almost the only way to do this.

We are just starting out in the REI game in Central PA and we have a business plan meeting with a local bank to discuss an unsecured LOC over traditional financing. 

Secondly, once we pay down all our consumer debt, we plan on using the same unsecured line of credit to purchase 3 more multi-family units this year in 2020.The biggest take away form out first year was PATIENTS, Which is not easy! 

Line of Credit - if you can get an unsecured line of credit at a reasonable interest rate I think that's a good option for a portion of the funds you'll need.Private Money and then Hard Money are your two next best options.If you are confident in your renovation skills and ability to price right to sell quickly then you could get two flips going with what you have plus some credit cards and the line of credit.

That also came from a private lender at 10% simple completely unsecured!

Unless you find a lender who’s lending you money unsecured.