He ended up being a bit of a party guy and trashed the place over a 1 year period of time, he didn't get his deposit back.However, in this unit that this topic is about, I ended up interviewing the girls that were going to live in the unit, they were VERY busy students and didn't have time for much else.

So i keep entering this girls e mail into the place where i put the e mail and it say its not a viable e-mail.

@Toni Murray Go get your money girl!

My girl friend would appreciate the break from me talking to her all the time about it hahaha

Currently I am looking for a good real estate focussed financial advisor to get started with.When I am not working I am usually cycling or other exercise, enjoying home theater, spending time with my girl.  

Some creative financing ideas:Ask the seller to loan you 100% of the purchase Do an installment down payment agreementGive the seller a note - pay him a percentage of the rent you will be collectingGive the seller a post dated check - post dated for 2 years for the down paymentOffer a blanket mortgage on another property you ownAsk seller to repair something (we call it the"Front Porch clause) instead of him doing it, he gives a check in that amount that it will take to do the repair - you endorse the check and give it back to him as the down-payment.Borrow SOFT MONEY on another property you own or from a relativeBe a limited partner on the deal - they refi or borrow money on their property - you make the payments over time with a nice interest and don't forget a buy out clauseAsk your girl friend, your Mother or drinking buddies - offer a free apartment for a limited amount of timeAsk the owner to finance 100% of the deal - keep him in as a limited partner Offer 20% more for the building if the seller will take back a principal only mortgage (that is without interest) offer a balloon payment and split notes.Ask the seller to let you manage the building for a year - collect the rents and make improvements from the rents receivedOwner financing with split notes (details on this to come)Proposal marriage to the owners daughter - make friends with the seller's wife - let him know you really want this property - beg for help - tell him you are a nice person - just getting started Offer a Hybrid offer - offer less - improve the building and give seller 20% of the profitsTry a Delayed Settlement with right of possession and subject to the mortgage - you make payments until settlement 1-2 years later.

You mention in your profile that your girls are your reason for living.

The Realtor's name they gave me is a common Russian name and I'm nearly certain that the girl was Russian or at least from the former USSR — my wife is Russian and I'm pretty good at picking them out of a crowd. 

My first renters were 14 college aged girls.

As far as "thinking outside the box", because of my "creative wiring" I have not only never been in the box, but do not know or care about the box.Unless...unless there are mint girl scout cookies in the box!