The term "Mortgage Broker" is a bit loaded, a bit misleading, and frankly no one uses it correctly.I am licensed to broker mortgages, and I do in fact broker mortgages from time to time.But about 95% of my deals are either done via direct or correspondent lending, not brokering.

This list would contain the zip code and corresponding name of the municipality, and a breakdown of the number of SFRs.

Correspondingly, most people with low incomes are not wealthy although a few may be frugal enough to have some wealth.If you want to be a wealthy, it is a better option to figure out how to earn a lot of money than to focus exclusively on living frugally.

Let's connect and correspond more.  

The lender said the deed has to be under my name in correspondence to what name is given on the mortgage.

I was also told that I would have to send more than correspondence.

Always correspond via email so there is written record to bring suit in the event of misrepresentation.Remember, these are middlemen trying to play RE agent without a license.

While a small house may have a corresponding shallow well and small drain field because that is all that was required at the time, my experience is that most older homes were built by men who foresaw the potential for additions to the living space and dug the well and installed the drain fields with an eye toward future expansion.To be safe, a trip to the Building Inspector's Office and County Health Department (to test well quality and review any history of non-compliance) will be a minimal time investment to help you determine your rehab costs.P.S. - Maryland now has a BAT septic requirement that you can read about here - http://mde.maryland.gov/programs/water/bayrestorationfund/onsitedisposalsystems/pages/water/cbwrf/index.aspx If you have to install a new system or expand the old, it will have to be brought up to code and that is a significant expense.

Hair on fire is an accurate description but I have learned to accept the flaming head and walk through the fire.Thank you for the wealth of information; I have been reading a lot for the last few months and plan on kicking that up a notch now (and kicking up the action notch too, reading must correspond to action as well)Quitting my job, selling a property and moving would rack up expenses.

You must also move a corresponding amount of debt into your new property.Many investors think that they are allowed to take their principal out and only reinvest the gain or proceeds.