I agree with @James Mcsweeney I use a debit card, but it's all the same.

Use Cozy.co strictly to collect rents online, as they offer debit card, credit card (fee charged to tenant) and ACH collections.

all costs except debit service. 

The last time I checked, you can only use your debit card..

And if you do decide to let it go back to the lender, who likely is a crook in on the buy/lend for more than its worth scam and you want to earn some of your money back, consider doing a prepaid lease for your tenants. 

The past couple of years I have been working on getting my financial house in order (building credit score, paying off student debit, and building a cash reserve).

Options include online payments through credit card, debit card, or ACH (eCheck wire transfer).

Banks have three business days to make funds available, so almost all debit failures due to insufficient funds (or stopped payments, account freezes, etc.) will be reported to our payment processor by the tenant's bank by the morning of the 4th business day.

They also gave me a Visa debit card.8.

We should encourage major medical insurance not pre-paid medical care where you're covered from the 1st dollar of cost.