Multi-Family can mean more than a single family but is not really a distinction of where commercial and residential lines are drawn.

@Jaron Walling Perhaps the distinction to be made is between hard money/private money and to which @Angelica M Garzon is speaking. 

There are two critical distinctions with the assets that you control or at least own a major piece of:1.

(The distinction is someone can say they don't have any pets....but guess what....they may have a "service animal").

So, a distinction should at least be understood that when a lender accepts payments from a buyer under an installment purchase agreement, that such acceptance is not a loan assumption per se, it is simply allowing a third party to make payments in the name of or for the benefit of the borrower but the loan remains in the original borrower's name, fully liable and without any requirement made by the lender to collect anything from that third party.So, as a new investor, when you walk into a bank and put your business plan on the loan officer's desk, look him in the eye and say, "I have a deal and I would like to assume theseller's loan" you'll at least know how silly you sound to the loan officer, what it is you are actually asking the bank to do!

What is Distinct About Sellers in these Areas, should anything be handled differently/specifically?

It gives it a very distinct ashtray smell and isn't easy to get rid of.Again, nothing wrong with the people.

I'm not knowledgeable enough to say that's right or wrong, but it is a distinct deviation from the very general 70% rule of thumb.

I think it's an important distinction.

Again, the documents signed clearly spell out the remedy for violating the due on sale clause The clear proof that Sub2 is not fraud lies in the fact that many title companies provide title insurance for Sub2 transactions which would not be offered in a fraudulent situation  Greg I agree with you .. you have two distinct transactions.. you have the origination of the original mortgage.. then you have a simple transfer of title sub too that mortgage..