Matthews IVIRA Financial Group is a competitor.  

This way they are all bidding on the same criteria.If you have a budget limit then inform them of that as well.You do not need to tell them the gap to their competitors bid ... unless you want to see if you can drive a little competition (this is the right time of year).

HD will also match a competitors price + an additional 10% ... 

I was also surprised to see one agent quote a rebuild cost $100,000 less than a competitor.  

I don't know of any mobile apps but didn't look  I use Google Apps, gqueues (runs on top of Google app) to manage service tickets (and everything else Google Apps for work offers) It is probably worth spending some time researching, looking into these apps and others like buildium and its competitors.   

Just saying, let's not make it sound like it's Fannie Mae accepting 85% non-owner occupied loans and it's your competitors having "overlays". 

Approach competitors and see if they will buy your accounts so you can recoup some of your losses.The good news is that you have a choice here, while you still have money left.I drive Uber and make just over $28/ hour for actual time spent driving.  

Does this mean she got a bigger better offer...maybe from one of my competitors? 

I have a unit priced well below the closest competitor and it's been vacant for a lot longer than I'm comfortable about, so I'm starting to really wonder about my manager.

If they won't for that, call their competitors and use this experience to motivate you in future dealings.I once looked at custom home lots along with two women friends.