If you want to pay it off early, you can in the months that everything goes smoothly and you have the extra money.

Bowling and billiards are things that fat guys can do!

In our case, "Fat A$$" (as our evicted tenant has become affectionately known as) probably got coached by somebody because he finally answered his summons on the last day of the deadline forcing the case to court, another 2 week delay.

I'll try to stay away from a generic introduction and make this as personalized as I can. In

.  $$$$$$ comps -rehab cost +15% ______________XXXXXXXX  multiply by .70 to get an offer price and try to stay under 80% but as close to 70 as you can. In

What I mean by that is, we can, in an instant, stop spending money on most things (assuming you have not been financially reckless and racked up tons of debt).  

Wholesalers outright lie about ARVsRealtors will inflate the values to try and get listings...If you expect to use a wholesaler to source deals (they typically take the fat off most deals) and a realtor to verify the ARVs expect to do a few flips for free or at a loss.Don't get me wrong, good realtors and wholesalers are out there.....just like unicorns.

So my point is use both of them; save as much as you can in a ROTH 401K, invest in funds with the lowest annual fees, and when you switch jobs move the money to a self directed account and invest in notes. 

Then find the best mentor you can in that kind of investing.

I have had it happened to me numerous times in the mid west.. for all of the above reasons.And I agree it makes it very difficult to do the sale then move to new home when you can't count on closings like you can in other areas of the country.