One thing you'll find about these questionable characters (some of whom are on BiggerPockets) is they operate from a foundation of hypothetical interpretation - conjecture rather than fact.Let's take a look at the facts, by examining the exact wording of a standard FNMA/FHLMC UNIFORM INSTRUMENT Form 3005 9/90:“"17.

Land pricing is not just as simple as $/sqft unless the land is truly flat, uniform, not trees, has all of the necessary utilities, road access, consistent soils, and no slope.  

It's about as lucrative as ambulance chasing but at more sophisticated level (IMO).The issue is that the word is getting out, so much so that the general public is becoming aware of their rights and options against predatory practices, that increases the risks of some common guy seeking advice if he feels like he got the shaft.10 years ago, much of what goes on in the minds of gurus was rarely an issue, times have changed, newbies better pay attention.I'm finding that the younger generation getting into RE just comes with an attitude that they can do things on their own, there is a gross amount of uniformed arrogance toward the industry in many ways.

No guarantees, always risks but if you get into the motion it is the way to go.

Also, a motion sensor in the office for after hours.

A uniformity basis would be your best option to appeal and there is plenty of success doing so regardless of location.Dan

Gains in the residential real estate market since 2000 have not been uniform and across the board.

“The courts apparently agree that the meaning of the words "trade or business" is uniform throughout the Code provisions here considered…No court has made an explicit distinction between a "trade or business" authority under one section of the Code and another under a different section.

Also, do you think exterior security cameras are enough or would you recommend getting indoor motion sensors?

although I would think lending one oh one is to run the borrower through accurant or at least a credit report that would have divulged the alleged BK before they went through all the motions..