Unless you have a CDMA cell phone (Verizon and Spint), you can request the roaming and get the calls yourself.

I guess when the government feeds you, clothes you, houses you, gives you a monthly check, and a free cell phone, you already have insurance for free.

Cell phones, cable TV, restaurants, car payments, lottery tickets and booze...all irresponsible luxury expenses. 

It's an actual cold calling software so you talk to a real person when you pick up :D Ok big boiler rooms of telemarketers.. to me its all the same .. although I used to have my own telemarketers in Oregon to solicit timber lands.. it was quite effective in the 90s .. timberlands on their face are rural.. so the normal telemarketers never really hit the people in the country.. and not every one lived on a cell phone.. and so my target folks hardly ever got a call.. and many times you could not get them off the phone.. :)  but now with these services capturing your phone number its uber annoying.. 

I do not accept partial screen shots from a cellphone or ATM receipts!

when I was getting going it was doubly tough be cause we had no cell phones..

Even at a snails pace you're likely to spend $100-300 per month on paper, printer toner, gasoline, postage, and cell phone minutes, etc.

.$3100- $1600 = $1500 cash flow.I have another 80k saved up and would like to put about 60k towards my next property (leaving 20k for emergency funds, rehabs, personal fund etc.)I have zero debt (no student loans, no car payment) outside of the HELOC I had to purchase the first property I stated above and most of my living expenses are paid by my employer (car, gas, cell phone).I am based out of Central Pennsylvania and am looking to stay somewhat locally for my first few properties (Harrisburg, Camp Hill, Lancaster, Hershey etc.) and am not really interested in out of state investing.Just looking for some advice or input on what you would do next if you were in my situation,Any input and info would be greatly appreciated, Thanks!

The mom & pop property manager has a cell phone number that you can call and when you call that cell phone Susie the friendly Realtor and property manager picks it up and not only knows your first and last name off the top of her head she knows the address of your property and the names and occupations of your tenants.

I have to pay for health insurance, my cell phone bill, food and household expenses, lot rent and utilities, student loan payments and IRS debt payments.As far as finding a better-paying job is concerned, I could do that at the expense of my sanity.