I believe in the  power of knocking doors for advice...

Building relationships is powerful and can help you in a number of avenues, some outside of real estate.Granted, I can't speak for the other side.

Monkey POWER!!

I would get a conventional mortgage and put 5% down, You'll still have PMI as a monthly cost but when you reach 20% equity you can usually refi or appraise out of it (ask a loan officer). bottom line is at 22 years old you have the capital to live for free essentially and benefit from home ownership. you certainly have more buying power than $100-$200k as previously stated. $400,000 list price would be $20k down pmt and you could have your closing costs covered using seller concessions.

(This power comes with ONLY signing contracts when it is a killer deal).

If your numbers work with this then more power to you.

It says they hold the power to require occupants be member safe of a single housekeeping unit... so that’s my main concern.

@Beth Chang A 1031 Exchange can be a very powerful tool for someone who is interested in growing their wealth through real estate.

If I’m paying the power then the lodger could run up double the normal power usage since they don’t care.Just my thoughts.

“I may look young, but I’m the hungriest.”It makes you look powerful to acknowledge what’s so rather than defend it and then use the opportunity to tell people who you really are.