Look for one that reports to all 3 bureaus.Google how to negotiate creditors, the timeframes for statute of limitations in your state for which they can take legal action, call the original debt company and find out when the account went delinquent, creditors manipulate the age of debts, knowing the true date, you can use this to force them to remove it from your history after 7 years if they're that old.

Terry, if you look up the statutes; you will find that there is a period to provide a statement outlining assets and/or give notice to creditors.

Obviously I'm working markets that don't disallow the statute.

You could probably find one online, though I would get the first one from an attorney to make sure it's valid according to your local statutes.  

Is there a statute as to how long he thinks he can 'involve himself'.??

To quiet title, do I need to notify anyone, or will a judge issue fee simple due to statute of limitation expiration?

I have some late payments that are beyond the statute of limitations.

This opens him up to all of the rules that mortgage originators have to comply with, for example:Verification of incomeVerification of ability to repayAdditionally, any mortgage in violation of the ability to repay check, or any mortgage with "excessive fees or abusive terms" can be easily voided with no statute of limitations if/when you try to foreclose on property with said mortgage. 

It is always a good idea to research your local statutes, I don't have any rentals in Ohio.

Virginia statute (Va.