One key advantage is the VA loan, which allows you to buy a home with no down payment and competitive interest rates, making it easier to purchase property.As you continue to invest, you can use rental income to help cover mortgage payments or expand your portfolio over time.

Financing will be key, and choosing the right mortgage is crucial, an FHA loan or something similar could be a good fit.

I place 2 - 5 bridge loans per month and then about 1 DSCR refi per month. 

TD's Heloc is an interest only loan during the draw period.

We've talked to a few lenders and since this will be our first ground up construction project, they told us that we need to have someone with ground up build experience to also be loan with us.

The best way to get a clear answer is to reach out directly to the servicer of your assumed FHA loan.

It was enough of a difference that I might choose to refinance the loan.

The issue I'm encountering is the loan balance is now under 50k for each property what are my options besides a personal loan to purchase?

Initially, my goal was to secure a multifamily property using my VA loan for leverage, focusing on long-term rentals.

Just make your lender and title company are aware of your intentions for title/deed prep and loan underwriting purposes.