those that are over leveraged like using floating rate helocs to leverage up take on more risk when rents fall.those with long term fixed debt and decent equity positions and substantial reserves will be able to ride it through. markets are always changing up down sideways ..

They buy the banner, you supply the graphics.

Flooring--if needed, we use solid vinyl planks, glued down, not floating. 

Just remember you have to have the cash to float it to the end of the year to get tax benefits.

Does Houfy have a way to remove the Houfy banner at the top? 

Usually fixed for 5 years and then floating with prime, 15 or 20 year term. 

Since I have 30% equity without cash out he was able to get me back down to 2.875 but I am keeping my ear on the pulse in case then float down again.

At this point this is only an idea I have floating around in my mind.

I can't speak to the trustworthiness or validity of every company offering funding under the banner of "business lines of credit," but the reason an investor/borrower can get up to $175,000 in cash is because the broker helps them get multiple lines of credit, with limits of $10k to $30k each, thus avoiding the need for full documentation (income, assets, net worth, etc.) or business financials.

What I would tell people is we are seeing a lot of defaults on bridge loans, especially those with a floating interest rate.