There should be a note from a doctor that the animal is a service animal.  

My wife actually did some Post Doctorate work there at Johns Hopkins Hospital for a few years and loved the area.  

Many doctors will not talk to the patient at all until the patient takes the time to let a nurse run vitals, and fill out a zillion forms, you can do the same in your mortgage practice if you wish to structure it that way.At all four points above the advantage is slightly in the hands of the borrowers, but as long as the same rules apply to first-time homebuyers as to experienced REI, with lenders being the more experienced and seasoned party in all cases anyways, I think that's overall pretty fair.

The guy was a doctor and commented to me that if he can operate on someone then how hard is it to buid a house.

----------------------There are just different kinds of agents. just like there are different kinds of doctors.

Yes, my sister recently used that one on me.It's akin to the doctor who spends 12 hours in surgery on a heart transplant and when the patient survives, everybody says "Thank God!"  

I already posted the setup several months ago:I'm a 63 year old doctor and a student of BP and RE investing but little practice.

Between 2008 and 2012, I toured 100+ apartment deals in the Dallas area that were being sold by California doctors who owned lots of property, but unfortunately they were being mismanaged by their property managers and the doctors were headed for bankruptcy.Financial independence through real estate investing is easy to achieve.

I know doctors, attorneys, and accountants that invest solely for long term equity and appreciation as they pay off their properties on a 10 or 15 year note.

Family, friends, doctor, CPA, attorney, neighbor, etc.Another option is hard money lenders, they will be more expensive, require skin in the game, and your experience level will dictate what terms you can get.Lastly, you can find a JV partner (joint venture), one with the cash but less time, partner with him or her and split profits.