-Usually there will be a realtor at the meeting, who has chosen to work with investors, as a part of his or her business plan, rather than just working with the cookie cutter conventional sales.

It's essential that you build a team in your chosen market. 

And, absentee owners is a list everyone hits.Not trying to discourage you, but I do think you should have some realistic expectations regarding the strategy you've chosen.  

If the mortgage insurance was financed at the time of origination and is canceled prior to its maturity you may be entitled to a REFUND if the refundable option was chosen at time of origination.

You have chosen a great community to join, there is a wealth of quality information here and a positive atmosphere thanks to the hard work of the committed moderators.

I have no issue relying on appreciation but you need to be confident of the appreciation ideally by being intimate with the market - hoping for appreciation does not qualify.Is there a reason that you have chosen Phoenix? 

We have chosen Fort Worth because it does not seem to be a super saturated market however, every offer I make they want full price or over.

So 1) think about your goals 2) think about how you can achieve them in the market you have chosen 3) think about the people who will help get you there in the market you have chosen.

Builder has package choices that are perfectly chosen by talented designers!  

I have chosen to invest out of state for better cash-flow returns (but I am not experiencing much appreciation where I'm investing)